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Lump Sum Lifetime Mortgages

Release Equity Tax-Free
No Monthly Payments Required
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How It Works

Getting a plan comparison is simple. Here's how the process works.

1

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

2

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

3

Compare Your Options

The broker will present plans from leading providers so you can compare options and choose the cover that's right for your individual circumstances. There's no obligation to proceed.

55+

Homeowners

2 min

Quick Form

£0

Quote Cost

No

Obligation

Get a free quote and see how you could protect yours

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How Lump Sum Plans Work

The straightforward way to release equity. For homeowners aged 55+.

A Single Release

Take everything you release in one go — often used for clearing a mortgage, home improvements or a major purchase.

Lump Sum vs Drawdown

A lump sum suits a one-off need; drawdown suits taking money in stages. A specialist broker can compare both for you.

Tax-Free Cash

Money released with a lifetime mortgage is tax-free when you receive it, because it is a loan rather than income. Interest earned if you save it can be taxed, and large gifts may have inheritance tax implications — a specialist broker can talk these through.

What is equity release?

Understanding how you can unlock your home's value

Equity release is, in a nutshell, a way to unlock the value of your property and turn it into cash which lets you access - or 'release' - the equity (cash) tied up in your home, if you're 55+.

The most popular type of equity release is a lifetime mortgage, which is a loan secured against your home.

You can receive the money you release in a lump sum or in several smaller amounts following an initial lump sum.

One release, no monthly payments

Free quotes, no obligation, regulated brokers.

Get a Tailored Equity Release Estimate