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Equity Release Unlock Your Home's Value

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How It Works

Getting insurance quotes is simple. Here's how the process works.

1

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

2

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

3

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

55+

Homeowners

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Quote Cost

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Types of Equity Release

Different ways to release equity from your home with a lifetime mortgage. Available to homeowners aged 55 and over.

Lump Sum Lifetime Mortgage

The most popular option. Borrow against your home with no monthly repayments required. Interest rolls up and is repaid when you pass away or move into care.

Drawdown Lifetime Mortgage

Take an initial amount and draw more later as needed. Only pay interest on what you've taken, potentially saving thousands over the life of the plan.

Interest-Only Lifetime Mortgage

Make monthly interest payments to prevent the loan from growing. Keep more equity in your home for your beneficiaries.

What is equity release?

Understanding how you can unlock your home's value

Equity release is, in a nutshell, a way to unlock the value of your property and turn it into cash which lets you access - or 'release' - the equity (cash) tied up in your home, if you're 55+.

The most popular type of equity release is a lifetime mortgage, which is a loan secured against your home.

You can receive the money you release in a lump sum or in several smaller amounts following an initial lump sum.

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